Years ago I rented 350z on vacation. RENTAL CAR INSURANCE AND OTHER PROTECTION PRODUCTS (CANADA) Enterprise does offer additional protection products that you can purchase along with your rental vehicle. If you have liability insurance for your own vehicle, it probably also covers you when you operate a rental vehicle, but you need to confirm that by checking your policy. I check with our renter's insurance and we do have Liability insurance from our policy. Your best bet is to contact your insurance company and ask if they can provide insurance coverage for renting a vehicle in Canada. The answer is often no. https://www.avis.com/car-rental/html/partner/visa/visaglobal.html, Note: You don't actually have to use a Visa to get the offer. Press question mark to learn the rest of the keyboard shortcuts, "What is NOT covered? I knew that they come with liability insurance, but yesterday I was surprised when I asked Enterprise how much coverage there is, and they said $200,000, which isn't very much for a serious accident. That's usually because the optional collision damage waiver … Travel Information. It's from VISA for AVIS and it's a 25% off rental coupon that also waves the underage surcharge. Our public insurance would be SAAQ though. You can potentially be charged for every day that car is unable to be rented because of repairs. However, those cheap places don't offer insurance and require that you have your own insurance. The only sources I've ever heard of for this coverage are credit cards and personal auto policies. PC World Elite Mastercard has no annual fee and has car insurance included. Rental car insurance in Canada. Learn more. A new immigrant to Canada is grateful a Go Public investigation has helped him recover almost $4,000 Enterprise Rent-A-Car charged to his credit card for damage he says he didn’t cause. The LDW (loss-damage-waiver) covers the car, and that's what is often covered by premium credit cards. Other Benefits of this Card. Collision damage waiver The coverage provided by PAI-PEC may duplicate the renter's existing coverage. If you're using your own insurance, also check with the insurance company to make sure your coverage extends into Canada. The coverage offered by most credit cards is only coverage for damage to the rental vehicle itself. User account menu. I've looked around for resources explaining what our best options are to purchase insurance for the 8 days of our trip specifically for a rental car. That fee (usually refereed to as loss of use) is most often bullshit. Archived. The purchase of PAI-PEC is optional and not required to rent a car. For example, in april I rented a car for 4 days. Answer 1 of 8: Does anyone know of any legitimate third party rental car insurance that Canadians can buy for rental in Canada ? There are plenty of places that rent cheap older models for around 200$ USD for the week, which is really appealing since I'm under 25 and we would be avoiding those gouging ''Under 25'' fees from the major companies. My girlfriend and I are going to Honolulu next week and we are planning on renting a car. May still work out if you're in a province that still has public insurance. Enterprise is not qualified to … Best Car Insurance Rates in Canada? Not all credit cards automatically cover rental car damage. Here's what to know about each. RENTAL CAR INSURANCE AND OTHER PROTECTION PRODUCTS (CANADA) ... PAI-PEC is subject to the provisions, limitations and exclusions of the PAI-PEC policy underwritten by Chubb Insurance Company of Canada. that way i can build history in the meantime and then buy a car General Rules and Tips for Driving a Rental Car Across the U.S. / Canada Border. Your policy will usually cover it, but it's a pain, and a claim, and sometimes a deductible, and it often doesn't cover the rental car company's loss of use (rentals that they can't realize while the car is being repaired), that you are responsible for. We don't own a car and therefore don't have car insurance of our own. Best Car Insurance Rates in Canada? Below are general items that apply any time you are going to take a rented vehicle across the U.S. / Canada border in either direction. Yes, you will need insurance for your car rental in Canada. Try that if you can still make it in time. My sister and I spent 3 hours in the middle of no where talking on the phone with the rental company/her credit card company. Car Rental Insurance. If you damage the vehicle the rental company will treat it as you having no coverage, since your credit card coverage has nothing to do with the rental company, it's simply between you and your credit card company. This looks to me like insurance bought from a USA.com based car supplier. Unless you're renting a car in Saudi Arabia, or Ireland. But the rental agency also charged us for lost days of rental for the time it out of commission. ". Just check each car’s terms and conditions to see if your age would make any difference. Thank you so much for this link. Auto insurance from Erie Insurance is designed to suitably protect you and your family for incidental use of a car that’s not your own, such as a short-term rental of less than 45 days. If this coverage isn’t part of your policy, you probably have little or no coverage at all. 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